You can request as many cards as you like. The amount is then available to the person you give the card to, providing them with the same possibilities and services as any other financial card.

Cash availability is exclusively limited to the amount credited to the card.

The Regalo card allows you to:

• Make high-street purchases.
• Buy tickets for shows and events on-line or by telephone.
• Withdraw cash from banks.
• Use cashpoint machines:
  • Withdraw cash.
  • Pay money into accounts (cash / cheques).
  • Ask for balances and reports.
  • Top up mobile phone credit.
  • Top up prepaid cards.

• Anual Fees: 0€

  Copy of card (loss, breakage or damage attributable to customer), as of the second card change: €3.

  If you have a debit card and a credit card, and you pay €2,500 or more between them within six months, then the half-yearly standing charge for the debit card is waived. If at least €1,500 of this amount is paid using the credit card, then the standing charges for both cards are waived.

• Charges for withdrawing cash:

  Network	Charge	Comments
  CAN	Free
  Euro 6000	1% of the operation: minimum €1.20	Ask at your branch office about the non-charge policy depending on where your card is issued
  Other networks	4% of the operation: minimum €2.40	National and international networks

CAN cards now have new technology:

• Your new CAN card is now safer because it comes with EMV Chip (Chip and PIN) technology, the new European standard to guarantee authenticity.
• The PIN number has to be entered each time the card is used, meaning that only you can use it.
• Although it is new, you can still use it as until now at any cashpoint machine or shop in the world.
• Shops are changing their old terminals for terminals adapted to EMV technology.
• In shops which have already made the change, transactions are performed by reading the chip on the card to check that it is authentic, and then, instead of signing, all you have to do is enter your PIN number.
• At other shops, transactions are performed as before, reading the magnetic strip on the card and signing the receipt.
• The PIN you need in order to pay is the same as the one you use for cashpoint machines.
• Remember that you can change your PIN at our cashpoint machines whenever you like and that you must commit it to memory; do not write it down anywhere and do not let anyone know what it is. If you do not remember your PIN, visit your usual branch office.