Retirement plans and Voluntary provision plans - EPSV
A dose of enthusiasm and the income provided by a retirement plan are all you need to make retirement a period full of exciting possibilities. A retirement plan is not only a financial product which guarantees extra income when you retire, but also an effective way of saving on income tax.
Retirement plans generate extra capital to complement retirement or disability pensions and also help others in the event of the death of the holder.
Tax incentives are one of their main advantages. Being considered earned income, your yearly contributions reduce your income tax base and, consequently, either reduce the amount of tax payable or increase the sum to be returned. If what you have is a provision plan (EPSV), then it has immediate liquidity when it is ten years old.
Caja Navarra has a broad range of retirement plans and voluntary provision plans (EPSV) involving different formulae and options. Taking your requirements and expectations into account, we will help you choose the best option according to your risk profile.
You can also make contributions and perform transfers between your plans via Clavenet, our Electronic banking system. If you already have retirement plans, you can access Clavenet and operate our retirement plans.
Choose the one you are most interested in to assess its performance and join now: