(go to content)

Content tools

  • Print content
  • Reduce text size
  • Increase text size

House Mortgage

At Banca Civica we want to help you buy your home, which is why we offer you the Home Mortgage

HIpoteca Vivienda de CAN-BANCA CÍVICA

Plus points:

  • You’ll feel right at home with this mortgage because you will enjoy excellent financial terms and get all the advice you need when buying your home.

Advantages:

  • Combination mortgage
  • Fixed rate of interest for the first 6 months.
  • Thereafter, the monthly payment is adjusted annually according to market rates.

Request information

Amount

Up to 80% of appraised value (cannot exceed 80% of the value of the investment)*

Term

Up to 40 years

Initial interest rate
(6 months)

3.50%*

Revised interest rate

From Euribor +1,20%p.p.*

Activation fee

0,75% (mín 900.00€)*

* Depending on term and affiliation

Taxpayers may use 15% of the amounts paid in the period covering the purchase or renovation of the dwelling that is, or will be, their usual place of residence as an income tax deduction. The maximum base of this deduction shall be 9,040 Euros annually and shall comprise the amounts paid towards the purchase or renovation of the dwelling, including costs incurred that are borne by the purchaser and, in the case of external financing, amortization, interest, etc.

© Copyright. Banca Cívica. All rights reserved