Mutual Fund Tracking System
This is a system which monitors your position in variable-return Mutual Funds, allowing you to make the most of market rises and limiting drops to an extent defined with the help of your advisor.
Liquidity
One of the main pluses, together with tax advantages. When you invest in a mutual fund, you can claim back the capital invested almost immediately. The law sets a period of between 24 and 72 hours, depending on the type of fund. The net asset value of mutual funds is calculated on a daily basis, meaning that you can always calculate and evaluate your investment.
Diversification
Maximum diversification, regardless of the amount. Your investments in mutual funds are added to those of other customers, making for a large sum of money which allows for enhanced investment diversification.
Security
Organisations which manage mutual funds are supervised by bodies which guarantee that they are run properly. National funds are controlled by the National Securities Market Commission, while other foreign institutions monitor internationally managed funds.
Return
Although return is not predefined, you will always be able to retrieve the minimum permitted by the fund. Unlike other products, you can also withdraw your money without having to await maturity or set dates.
Professional management
The fund managers possess the technical and human resources needed to manage the funds in a truly professional manner. Given the complexity and innovative nature of modern-day financial markets, they provide knowledge and a degree of analysis not available to the man on the street .
Flexibility
You choose the fund best suited to the risk you are prepared to assume and what you expect to gain from market changes. Recent changes in the law mean that amounts can be transferred from one fund to another without tax implications, thereby allowing for even greater flexibility.
Caja Navarra offers permanent subscription or redemption plans, making things even more flexible:
- Systematic investments in mutual funds without having to make constant subscriptions
- Subscription plan with a set date for a period which you define.
- Regular redemption plan to meet payment needs
Transparent information
The fund manager publishes a quarterly management report and another six-monthly report describing the performance of your funds. The annual accounts and annual report expand on this information each year.