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Purchaser “Relación” Mortgage

Mortgage: 'Hipoteca Relación'
  • What is the reduction if a couple have both their salaries paid directly into their account/s, 0.25 or 0.25 x 2 = 0.50?
    The reduction for having salary/ies paid directly into your account/s is 0.25, regardless of the number of salaries paid in.
  • If I choose the interest-only option for three years, do I have to wait until the end of these three years before I can start paying off the loan or can I decide to end the interest-only option before the date agreed on?
    You can start paying off the loan before the end of the interest-only period chosen. Once you begin to amortise, however, you cannot go back to paying interest only.
  • What happens if you pay off part of the loan early?
    You can choose one of the following two options: carry on making repayments of the same amount, reducing the number of repayments to be made, or keep the same term and reduce the sum of each repayment.

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