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E-business

E-Business
  • Issue fee: free
  • Half-yearly standing charge:
    • Tarjeta principal: 0€
    • Tarjeta secundaria:15€

     If you don't use the card for 12 months, the half-yearly maintenance fee is €3 euros

    Copy of card (loss, breakage or damage attributable to customer), as of the second card change: €3.

    If you have a debit card and a credit card, and you pay €2,500 or more between them within the within six months, then the half-yearly standing charge for the debit card is waived. If at least €1,500 of this amount is paid using the credit card, then the standing charges for both cards are waived.

    And all these fees and charges… where do they go?
    With Civic banking, €30 of every €100 profit made from fees and charges go towards social project work, chosen by our customers via the ‘You choose: you decide’ initiative.

  • Charges and interest:
    • No interest paid on amortisation of 100% of the amount owed.
    • No charge for payments made in shops
    • 2% for cash withdrawal at Caja Navarra cashpoint machines and branches, minimum €2.
    • Monthly charge for deferred payment: 1.75%.The minimum repayment per month is 1.5%, with a minimum of €30.
  • Charges for withdrawing cash:
    Network Charge
    CAN 3,5%, minimum €3
    Euro 6000 4%, mínimo €3
    Other networks 4%, minimum €3

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