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Branches and cashpoints

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Credit insurance

  • Default risk and recovery costs are transferred to the insurance company.
  • The uncertainty generated by customer cash flow is avoided in a threefold fashion:
    • Risk prevention
    • Default recovery management
    • Compensation for losses as a result of default
  • The delinquency rate and losses lower, and the liquidity, solvency and cash-flow ratios improve.
  • It provides an objective opinion of each customer, their solvency being kept under permanent watch.
  • The company can concentrate on its work, saving time and increasing profitability.
  • It allows for more favourable bank financing.

 


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