Loan Advances
This quite simply finances sales made to customers with deferred payment, represented by invoices (direct debit or otherwise) and manages collection until they are paid off.
As opposed to sales discounts, there is no endorsement or documents to be surrendered, but this represents a mere advance on sales loans awarded to customers, so that their holder continues to be the issuer and no stamp duty is charged.
Sending the remittance to Caja Navarra is smooth and easy, by magnetic support (diskette) or Clavenet, using book 58 of CSB.